Hey there, future uni student! So, you’ve got everything sorted for your grand university adventure—uni choices, accommodation, and even a collection of pencil cases that would make any stationery addict jealous. But hold on a sec, you’re missing something crucial: your student bank account.
Now, I know banks can be intimidating. We’ve all seen those movies with massive vaults, men in fancy suits, and scary words like mortgages and interest rates flying around. But guess what? It’s 2017, and those scary banks of our childhood nightmares are long gone. Instead, you’ll be greeted by friendly staff in snazzy uniforms, and there’s usually a helpful person standing by in case you’re clueless about banking (which, let’s be honest, most of us are).
Every bank on your high street offers a student account, but with so many choices, how do you pick the right one? Well, we can’t make that decision for you, but we can give you some handy tips to help you choose the best account for your needs.
First things first, let’s talk about what’s important. You need to consider:
How much overdraft can you get? And is it guaranteed? Overdrafts are like magical portals that let you borrow money from your bank without paying interest. It’s like getting a free pass! But beware, this 0% interest party won’t last forever. Each bank has its own repayment conditions, so make sure you know how quickly you’ll have to pay back that borrowed cash.
Is there any interest involved? Nobody wants to pay extra money to the bank, right? So check if there’s any sneaky interest waiting to pounce on your innocent student account. If there isn’t, find out if they plan to introduce it in the future. It’s always good to stay ahead of the game.
Now, let’s talk overdrafts. Even if you’re clueless about banking, you’ve probably heard about these mystical creatures. Overdrafts are like your bank saying, “Hey, we trust you. Here’s some extra money to cover your expenses.” And the best part? Student overdrafts usually come with 0% interest. So, you only pay back what you owe—no extra charges.
But, my friend, remember that the 0% interest fun doesn’t last forever. Each bank has its own repayment policy, so make sure you know how quickly they expect you to pay it all back. If you miss their deadline, prepare to be slapped with some interest charges. And if you go over your overdraft limit, well, let’s just say the bank won’t be sending you a thank-you note.
Now, here’s a seemingly silly tip: location matters! Having a bank nearby can be a lifesaver. Imagine receiving a good old-fashioned cheque from your tech-challenged grandma or losing your card and needing to pop into a branch. Trust me, having a bank just around the corner can make your student life a lot easier.
Oh, and one more thing—beware of the freebies. Banks are eager to win over students because they hope you’ll stick around after graduation when you’re rolling in the dough. So, they dangle attractive freebies like railcards, vouchers, and gift cards to lure you in. But don’t let those shiny distractions blind you. Focus on the important stuff—the account itself. Look past the freebies and make sure you’re getting a good deal overall.
Choosing the right bank account can make your financial journey as a student smooth sailing. So, go on a little shopping spree, compare what each bank has to offer, and snag the best deal for yourself. You got this!
We all know that college can be a stressful time. You’ve got classes to attend, exams to study for, friends to make, and just a teeny bit of time to relax and unwind. It’s like trying to fit a hippo into a Mini Cooper – not an easy task!
If you find yourself wishing for more hours in a day (and maybe a time-turner like Hermione Granger), worry not! I’ve got some tips to manage time better and still have time for fun and self-care. Let’s dive in, shall we?
Create a Calendar
Don’t be caught off guard by surprise papers or family dinners clashing with your study sessions. Get yourself a calendar and mark down all your upcoming deadlines, exams, social events, and other commitments. Stick it somewhere you can’t avoid seeing it every day, like on your desk or in your planner. If you’re a digital enthusiast, go for options like Google Calendar or Outlook Calendar, and make sure it syncs with your email for extra efficiency.
Once you’ve got your calendar sorted, set yourself reminders to stay on track. Remind yourself to complete study guides, schedule meetings, and anything else you might forget in the whirlwind of college life. Use alarms on your phone, jot things down in your planner, or set alerts on your digital calendar. These reminders will save you from dropping the ball when things get crazy.
Build a Personalized Schedule
Remember, your day-to-day is as unique as your fingerprint. Take into account your classes, work shifts, study sessions, chores, and social engagements when creating your schedule. Think about your personal rhythm too. Are you a morning person? Then tackle your to-do list early on. If you hit an afternoon slump, give yourself a guilt-free break or catch up with friends. A schedule tailored to your needs will help you make the most of your time and prevent laundry disasters.
Use Tools That Work For You
Just like your choice of shoes, your organizational tools should be a perfect fit. Some folks love physical planners and paper, while others prefer going digital. Find what suits you best. Consider using planners like Papier or Moleskine for long-term deadlines, and try apps like Asana or Trello to schedule your day down to the hour. For note-taking, bullet journals or apps like Notion and Evernote can keep everything in one place.
Let’s face it, sometimes there’s more on your plate than you can handle. Take a few minutes to evaluate your priorities. Figure out which deadlines are most urgent and how much energy you have. Tackle simple tasks first to get them out of the way and ease the pressure. And don’t be afraid to say no or postpone some things. Your friends will understand if you need to hit the books before a challenging exam.
Make Time to Have Fun (and for Yourself)
Time management isn’t all about work, work, work. It’s crucial to prioritize your mental well-being and have a little fun. Schedule time for activities you enjoy, whether it’s biking along the river, hanging out with friends, or simply catching up on sleep. Knowing you have relaxation time ahead can give you peace of mind during stressful periods.
Remember, you’re not alone in this time management adventure. Team up with an accountability partner or study buddies to keep each other on track. Let your roommates know when you need some space for that important paper. And don’t forget about your school’s academic resource center. They’re there to support you and guide you when you need a helping hand.
Be Realistic and Flexible
Life has a funny way of throwing curveballs. Sometimes things won’t go as planned, and that’s okay. When you’re making your calendar and setting priorities, be realistic about what you can accomplish. Leave some buffer time for unexpected situations. Time management isn’t about being rigid; it’s about giving yourself room to adapt.
So there you have it, my friend. With these tips, you’ll be juggling college life like a circus performer in no time. Remember to stay organized, prioritize, and give yourself a break now and then. You’ve got this!
So, you’ve got big dreams of pursuing a postgraduate course after your graduation. That’s awesome! A postgrad adventure is a fantastic way to dive deeper into a field you’re passionate about and boost your career prospects. But hold your horses, my friend. Before you dive headfirst into those applications, there are a few things you need to know. Here are 11 handy tips to guide you on your postgrad journey.
Why are you doing it?
First things first, you need to figure out why you want to pursue a postgrad in the first place. Having a solid reason or goal will keep you motivated throughout the course and prevent confusion when you come out on the other side. Think about how a postgrad degree will help you achieve your future goals. Is it essential for career advancement or personal growth? If you’re just considering it to avoid employment or because you’re unsure of what else to do, it might be worth digging deeper and exploring your future prospects.
Not every career requires it.
Listen up, folks. A postgrad qualification isn’t necessary for every career out there. In fact, there are very few career paths that require a postgrad as a prerequisite. If you’re aiming for a career in medicine, nursing, teaching, psychology, or anything within the science or research sector, a postgraduate degree will often be beneficial. But for most industries, it’s your attitude, work ethic, experience, personality, and determination that will propel you to the top, not just your qualifications.
It can cost a pretty penny.
Let’s talk about the cold, hard truth: Postgraduate tuition fees can be a hefty expense. We’re talking anywhere from £9,000 per year to over £30,000, with the average fee sitting at around £11,000. And guess what? They can be even higher for international students. But fret not! There are funding options available, such as government loans, grants, bursaries, research council grants, scholarships from employers or institutions, and some universities even offer alumni discounts. Make sure to explore these options before jumping into a loan. Also, consider how you’ll repay the loan after your course, especially if you already have an undergraduate loan to tackle.
It may boost your earnings in the long run.
Here’s the silver lining, my friend. Statistics have shown that having a postgrad degree can lead to higher earnings over time. However, if your chosen career doesn’t prioritize a postgrad, it’s unlikely to result in a higher starting wage. So, weigh the financial pros and cons and consider the long-term benefits before making your decision.
It’s a networking opportunity.
Prepare to expand your professional network, my soon-to-be postgrad pal! Many former postgrad students credit their courses for the valuable contacts they made along the way. You’ll have access to professionals in your field who may open doors to employment opportunities down the line. But keep in mind that networking opportunities can vary between universities, so do your research when selecting your preferred courses. And remember, a significant chunk of networking can also come from being out in the real world—working, volunteering, interning, or gaining relevant experience.
You can work and study at the same time.
Who says you have to choose between work and postgrad study? Many courses offer flexibility, allowing you to balance your studies with a job. You can study in the evenings or on weekends, and some employers may even let you go part-time, take a sabbatical, or have study leave. This way, you can keep earning money while applying what you learn in real-life situations and advancing your career. Just be prepared—it can be exhausting, so it might not be the best option if you have other major commitments.
A degree isn’t always necessary.
Believe it or not, some postgrad programs don’t require an undergraduate degree. Certain companies, professional bodies, and a limited number of further education colleges offer courses for postgrads that bypass the need for a degree. In these cases, you’ll typically need to demonstrate your subject knowledge and ability to get accepted. So, don’t let the absence of a degree hold you back if you’re interested in a specific postgrad program.
Apply to multiple courses.
Remember the golden rule: don’t put all your eggs in one basket. There are no strict rules on how many postgrad courses you can apply to, so why not increase your chances of getting accepted by applying to more than one? Just keep in mind that each application process can be lengthy and require some serious effort. Stick to similar courses to streamline the process and avoid overwhelming yourself.
Apply early, like really early.
Time is of the essence, my friend. For courses starting in September or October, you’ll need to submit your applications by June or July. We highly recommend applying at least six months in advance to give yourself ample time to sort out finances, accommodation, travel arrangements, and maybe even your visa. International students, this is especially crucial for you—plan four extra months in advance. Keep in mind that different courses have different start dates, so double-check with your course provider for specific deadlines.
It’s a different vibe from undergrad.
Get ready for a whole new postgrad experience, and it’s not like your undergrad days. One common feeling among postgrads is a sense of loneliness, at least initially. Many of your friends will have moved back home or entered full-time employment. Staying in touch might be a challenge due to different lifestyles and heavier workloads. Postgrad courses also tend to have fewer contact hours, and class sizes are smaller. Don’t expect the same hype and excitement of undergrad Fresher’s Week. But fear not! There are things you can do to combat the postgrad loneliness. Connect with your fellow students early on, attend any postgrad ice-breaker events organized by your university, and if those aren’t enough, plan your own social gatherings. Coffee meetings, study groups, or a casual evening with a glass of wine can be fantastic ways to bond with your peers.
Self-discipline is key.
Get ready to embrace your inner self-discipline guru! On a postgrad course, you’ll likely see your tutor only a couple of times a week, and even less during the dissertation period. That means you’ll have loads of time for private study. So, self-discipline becomes paramount for your success. If you’re the kind of person who needs external motivation, like a tutor pushing you, it might be a challenge to stay on top of your workload. But if you’re a self-sufficient individual who loves setting their own routine, this will be a breeze for you.
So there you have it, 11 nuggets of wisdom to help you prepare for your postgrad adventure. We hope these tips make your journey a little smoother. And hey, if you have any other tips of your own, we’d love to hear them! Good luck, future postgrad superstar!
You’ve slogged your way through secondary school and managed to achieve the necessary grades for your chosen university. What a buzz!
We bet you feel a full range of emotions – right?
Maybe you’re already picturing yourself walking through the uni’s campus, socialising with friends and the day you receive your degree whilst wearing the coveted cap and gown…whatever you’re dreaming of, it’ll soon be reality.
But wait a minute, let’s back up a bit and go stick with the present.
There’s lots to think about once you’ve decided on where you’re going and which student accommodation you’ll be living in.
Your first few months of university life might be confusing, but that’s why we’re here to give you a helping hand.
We’re the experts in all things uni, y’know, since we’re a student accommodation company?
So, we’ve compiled a list of five things that (generally) students wish they knew before starting university!
If you’re living in shared student accommodation, then you need to prepare to not like everyone.
Mainly, you’ll get along with most of the individuals in your flat, but there might be the odd one or two that just do your head in (and that’s okay!).
Don’t put pressure on yourself to like everyone you live with, ‘cos you’ll begin to feel like you’re the issue if you do.
Your new friends are just as excited as you to begin the student life! Just prepare for what’s to come, such as a messy flatmate who doesn’t wash up or a party animal who’s up till early hours of the morning!
4. You Probs Won’t Need To Pay £££ For Your Reading List.
While it may be easy to get caught up in your new study load and activities, it would be helpful to keep your relationship with your family and closest friends strong.
There will be times when you will feel homesick and alone while you juggle through multiple projects and exams, and the best comfort can come from knowing that you have a strong support system behind you.
You may not know it, but your family might also be worrying about how you are doing, and a call from you can also ease their anxiety, knowing that you are okay.
Even simple things like giving them a quick facetime or sending a little message. You’re bound to feel better in yourself if you do, so do it for your mental health and for your family’s sake.
Don’t feel alone if you’re feeling homesick, there’ll be so many students who’re in the same boat as you! It’s important to acknowledge and get help ASAP!
Hey there! So, you’re thinking about studying in the UK, huh? Well, let me tell you, despite the infamous drizzle, this place has got a lot going for it. It’s no wonder students from all over the world are flocking here. Let me give you the lowdown on what to expect (raincoats not included!).
First off, let’s talk landmarks. The UK is like a treasure trove of iconic sights that will make your jaw drop and your Instagram feed explode. From Buckingham Palace and Big Ben to the Angel of the North and Edinburgh Castle, this place is a visual feast. The Brits take pride in their history, preserving these landmarks so that future generations can learn and appreciate what makes this country tick.
But it’s not just about the famous spots. The UK is also blessed with some breathtaking scenery. Get ready to be blown away by stunning landscapes that will make you feel like you’re living in a postcard. And the best part? You can easily explore these sights thanks to the fantastic public transport system in university cities. So, hop on a bus or a train and go on an adventure!
Speaking of public transport, let me tell you, it’s a student’s best friend here. It’s like they designed it just for us! Whether you need to go to class or explore the city, the public transport network has got you covered. And fear not, my friend, you’ll quickly become a pro at navigating it. Soon enough, you’ll be zipping around like a local.
Now, let’s talk food. The UK may not be known for its Michelin-starred cuisine, but we’re a nation of foodies. Fish and chips may be our claim to fame, but there’s so much more to enjoy. Ever heard of a full English fry-up breakfast? It’s a glorious way to start the day. And who can resist a good old Sunday roast dinner? Plus, we’re always up for trying new dishes, so don’t be shy about sharing your culinary delights with your new friends. Food brings people together, and trust me, it’s an excellent ice-breaker.
Oh, and did I mention pubs? The UK loves its pubs. They’re like social hubs where friends gather to chat, complain about their bosses, watch football, or even have a cozy date. For students, pubs are a big part of the nightlife in university cities. So, get ready to find your “local” and make it your go-to spot for the next few years. Just remember to drink responsibly!
So, there you have it—just a taste of what the UK has to offer for international students like yourself. From jaw-dropping landmarks to stunning scenery, convenient public transport, delicious food, and lively pubs, you’re in for an unforgettable experience. Get ready to embrace the rain and make some incredible memories. Cheers to your UK adventure!
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