Reasons for having health insurance coverage



1.Please discuss the reasons for having health insurance coverage.
2.Are there individuals who choose not to be covered by health insurance; and why?
3.Why are there copays? Are they necessary? How are they determined?
4.Are different levels to health care insurance truly necessary?
1.Please identify the group(s) of people who are eligible for Medicare but have not reached the age of 65. What type of Medicare benefits (Part A or B) can these groups enroll in? Can you think of reasons why these groups are covered by Medicare?
2.If a Medicare beneficiary lives in or travels to a foreign country, does or should Medicare cover medical services rendered in that country – for either an emergent encounter or on an ongoing basis?